Financial reporting

Nykredit intends to make a recommended voluntary public tender offer for Spar Nord Bank A/S

“Nykredit and Spar Nord Bank already know each other well. We share a common history as sound and strong companies that are firmly anchored in Denmark and in the many local communities in which we are present. Also, we both have owners committed to long-term, sustainable and responsible thinking, which benefits our customers on a daily basis. Together, we will become Denmark’s customer-owned bank, offering even more customers the opportunity to experience the benefits this offers. Both Spar Nord Bank and Nykredit are growing in the banking market. Customers choose us, customer satisfaction levels are high and market shares are rising. By joining forces, we will obtain the scale in our business which is increasingly important in a market with increased regulation, growing digitalisation and pressure on prices. In addition, scale benefits enable us to stand strong in the market and continue our growth. 

The Nykredit Group’s ‘Winning the Double’ strategy continues, because partnerships are a crucial part of our group strategy. Our partners can therefore expect us to further engage and invest in our important communities in Totalkredit, BEC, Sparinvest, nærpension and Privatsikring. Partnerships that ensure that we together stand stronger in the Danish financial market and in our interaction with customers.” 

Michael Rasmussen
Group Chief Executive

The purpose of Nykredit Investor Relations is to create, build and develop valuable relations with new and existing investors and analysts. At Nykredit we strive to maintain our valuable relations through transparency and openness. On our website you will find relevant, accurate and reliable information on the Group's two issuing entities – Nykredit Realkredit and Nykredit Bank.

If you wish to arrange a meeting or have any questions, please write to us at investor_relations@nykredit.dk

If you need to contact Nykredit regarding our banking services for private customers please call +45 70 10 90 00

Nykredit ends fossil fuel lending

Nykredit's new Fossil Fuels Policy will put a stop to lending for activities that contribute to fossil fuel production. We are also divesting interests in more than 60 oil, gas and coal companies and excluding 483 companies from our investment universe.

Green Bond Framework 2023

In April 2023, Nykredit updated its Green Bond Framework to further align with the EU Taxonomy. Nykredit has pledged to support the green transition and has committed to achieving net zero greenhouse gas emissions from our lending, investments and own operations by 2050 at the latest.  We finance the green transition through mortgage lending and banking operations. Our Green Bond Framework defines the loans and investments eligible to be funded by the proceeds from green bonds issued by Nykredit.

The Green Bond Framework 2023 includes a range of new use of proceeds categories and is widely aligned with the Technical Screening Criteria of the EU Taxonomy. Sustainalytics is of the opinion that the Green Bond Framework 2023 is credible and impactful and aligns with ICMA’s Green Bond Principles 2021.

The publication of the Green Bond Framework 2023 implies changed criteria for green financing. Consequences for loans funded by the existing green covered bonds under the Green Bond Framework 2020 are outlined in the Green Bond Investor Presentation.

Read more

Financial results Q1-Q3 2024

8,958 Net profit (DKKm)

12.0% Return on equity after tax

"Today, we present Nykredit's strongest financial results ever recorded for the first nine months of a year. At the same time, we raise our full-year guidance to a profit after tax of DKK 11.00-11.75 billion. This means that we expect profit for 2024 to exceed profit for 2023, which was Nykredit's best year so far.

Our good performance is chiefly driven by continued growth and increasing market shares across the board. Over the year, Nykredit Bank has grown its lending volumes to personal and business customers alike, and the Group has increased its mortgage lending to homeowners and business customers. Furthermore, Wealth Management's assets under management have increased. Our performance also reflects the sound financial health of our customers, leading to a reversal of impairment charges for the period. Moreover, we have managed to maintain a relatively steady cost/income ratio."

Michael Rasmussen
Group Chief Executive

Download Nykredit Group Q1-Q3 Interim Report 2024
Download Nykredit Credit Profile

The Nykredit Group

Nykredit is a financial mutual, governed by our customers, founded by our customers and operating for our customers.
The Group is the leading mortgage lender to Danish homeowners, businesses and agriculture. The mortgages are offered though a diversified, multi-channel distributions approach built around a group of partner banks and direct own distribution channels.
Nykredit Markets offers capital markets services with a focus on fixed income products, debt capital markets and other services to domestic and international customers

Read more

Responsibility

As Denmark's largest credit provider with contact to more than 1 million customers, our financial strength is of great significance to Denmark. That in itself involves social responsibility, which we take seriously.

Read more
Read the latest company announcements from Nykredit
View all
{{currentYear}}
januar 2017
februar 2017
marts 2017
april 2017
maj 2017
juni 2017
juli 2017
august 2017
september 2017
oktober 2017
november 2017
december 2017
januar 2018
februar 2018
marts 2018
april 2018
maj 2018
juni 2018
juli 2018
august 2018
september 2018
oktober 2018
november 2018
december 2018
januar 2019
februar 2019
marts 2019
april 2019
maj 2019
juni 2019
juli 2019
august 2019
september 2019
oktober 2019
november 2019
december 2019
januar 2020
februar 2020
marts 2020
april 2020
maj 2020
juni 2020
juli 2020
august 2020
september 2020
oktober 2020
november 2020
december 2020
januar 2021
februar 2021
marts 2021
april 2021
maj 2021
juni 2021
juli 2021
august 2021
september 2021
oktober 2021
november 2021
december 2021
januar 2022
februar 2022
marts 2022
april 2022
maj 2022
juni 2022
juli 2022
august 2022
september 2022
  • Capital Markets Day
    Add to calendar
    Kalvebod Brygge 1-3, 1780 Copenhagen V
    The event is by invitation only. 
    View more 29. september 2022
oktober 2022
november 2022
december 2022
januar 2023
februar 2023
marts 2023
april 2023
maj 2023
juni 2023
juli 2023
august 2023
september 2023
oktober 2023
november 2023
december 2023
januar 2024
februar 2024
marts 2024
april 2024
maj 2024
juni 2024
juli 2024
august 2024
september 2024
oktober 2024
november 2024
december 2024
januar 2025
februar 2025
marts 2025
april 2025
maj 2025
juni 2025
juli 2025
august 2025
september 2025
oktober 2025
november 2025
december 2025
Hide View more
Add to calendar

Contact us

If you would like more information about Nykredit's activities, please contact us at Investor Relations.

Contact us

Contact info for private customers

If you need to contact Nykredit regarding our banking services for private customers please call +45 70 10 90 00 or send a mail to kundeservice@nykredit.dk