Nykredit published its Annual Report 2024 on 5 February
2024
Investor Relations
Financial reporting
Nykredit publishes financial reports every quarter. In addition to the quarterly reports, Nykredit publishes Annual Report, Corporate Responsibility Report and Risk- and Capital Management report annually.
"For the fourth consecutive year, Nykredit delivers its best full-year performance to date. This is naturally highly satisfactory. Our robust financial results demonstrate that Nykredit is stronger than ever. Thanks to our mutual ownership and attractive value propositions, we continue to welcome new customers. As a result, we recorded business growth and expanded our market position across our core business in 2024.
We are guiding for a profit after tax for 2025 of DKK 9.00-9.75 billion and do not expect to reach the same level as in 2024. This is primarily due to the prospect of falling interest rates, which will lower the return on Nykredit's equity. At the same time, a generally tense geopolitical landscape creates uncertainty about the economic development and the potential impact on Nykredit's operating conditions. Our profit guidance for 2025 does not include earnings impacts of the acquisition of Spar Nord Bank. We will therefore update our full-year profit guidance when the acquisition is completed."
Michael Rasmussen
Group Chief Executive
Financial results FY2024
11,728 net profit (DKKm)
11.7% Return on equity after tax
Financial reports
Conference call
Listen to the most recent presentations of Nykredit's results
Factbook
Nykredit’s financial Fact Book is updated quarterly. It covers financial statistics, key ratios, risk metrics and cover pool data. The data in the Fact Book is unaudited.
20.5% CET1 ratio
35.3% Market share, domestic lending
Credit data on mortgage lending
Loans in arrears
Download statistics on mortgage loans in arrears. Data is updated on a monthly basis.
Properties foreclosed
Nykredit occasionally has to foreclose on delinquent customer. Here you can find data on the number of properties that Nykredit has taken over via forced sales.
Prepayments
Pursuant to s 27a(1) of the Danish Securities Trading Act, Nykredit Realkredit A/S and Totalkredit A/S hereby publish prepayment data (CK93)